OK homeowners, it is time to consider the changing weather conditions.  We are expecting freezing temperatures this weekend, so be sure your house is ready.  Disconnect those hoses from outside hose bibs to avoid broken pipes.  Pick up all those items in the yard that you don't want to set out during the wet season.  Get those leaves away from the house as they tend to hold moisture against the house and porches.  It's time to get ready now rather than wait until you have to make repairs.