If you live in a subdivision in Kentucky, you are probably aware of what a Home Owners Association (HOA) is. You also know that, at least in our area, there are many Subdivisions, complete with Covenants, Conditions and Restrictions (CCRs) that do not have HOAs and everyone gets along pretty well without that official body. What you may not be aware of is the effort at the State level to require you to have an HOA. The Kentucky Planned Community Act is legislation that would require each planned community (read subdivision with rules) to have an HOA that would be responsible for reporting on the condition of the organization under certain situations.
Without going in depth about the legislation, let me say that the legislation has been filed in the last two legislative sessions. In neither did it get much traction, however, because it has the potential to raise revenue for the State, it will come back again. The Kentucky Association of Realtors has gone on record as opposing this legislation but the opposition needs to be voiced by citizens to their legislators. Between now and next Springs legislative session, ask your representative what they know about the Kentucky Planned Community Act and make sure they know what you think about the concept of the State requiring every subdivision to have a HOA or every subdivision to be required to pay a vendor to represent the HOA annually.