As a REALTOR, I have the opportunity to help home buyers find just the right house.  Sometimes I am able to assist with finding local repair people or local professionals to assist with the home buying process.  One thing that always surprises me is how little the average home buyer knows about the mortgage process when it comes to financing their new home. Considering the home purchase is probably the largest single purchase anyone will make, you would think that buyers would be more knowledgable about the process.  The fact is, there are any number of professional, ethical mortgage brokers and loan originaters out there but that does not change the fact that the buyers should have a good idea about the mortgage process before they sign on the dotted line.  Realty Times, an online trade magazine, has an outstanding article about some of the pitfalls involved in finding mortgage money.  Click here to read the article.