Are you considering a home purchase?  If so, there are plenty of reasons to be motivated to move forward on the project.  Increase sales is supporting increase market values as the real estate market as a whole recovers.   However, there is a HUGE motivator on the horizon.  Effective January 2014, substantial changes will occur within the mortgage lending industry.  These changes will impact nearly all types of home buyers ( cash buyers should not be affected ).  To learn more about these changes, CLICK HERE for a link to a recent article on this issue