Lake Barkley Area Property

For Home Buyers


Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. Our services and experience range from financial aid information to helping you find the home that best suits you and your family. For your convenience, we also provide listings by email.  We can place you on a mailing list for the monthly Homes Catalog upon request.  We pride ourselves on repeat business and hope you'll come to understand why.

How We Can Help
Most REALTORS can assist you in finding a house.  We are happy to provide additional services.  Local information like location of hospitals, schools, property taxes, shopping and recreational resources in the area.  We have an extensive list of local Service Providers ranging from Attornys and Mortgage Lenders to household cleaners and repairmen.  We would be glad to provide that list upon request.   Additionally, it is important that you understand each step in the process of buying property in Kentucky.  We will be happy to review the process with you and answer any questions you have.   As Your Agent, We Will:

  • Assure that you see all the properties in the area that meet your criteria.
  • Guide you through the entire home buying process, from finding homes to consider, to getting the best financing.
  • Assist you in determining a purchase price for your new home and help you avoid costly mistakes.
  • Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.

Before You Start Looking For Your New Home:

  • Choose a REALTOR® that you trust and who understands your needs.
  • Check your credit rating. Straighten out any errors before its too late.
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  • Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
  • Find a loan program that meets your needs and get pre-qualified.  (Remember to shop around.  Mortage money is a commodity and you can buy it at different rates from different lenders.)
  • Determine what neighborhood best matches your needs.
  • Identify important features you need in your new home.

Closing Costs to Expect:

Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.

  • Third-party fees include charges for insurance, title search, and other inspections such as termites.
  • Government fees include deed recording and state & local mortgage taxes.
  • Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.

Find out how much your closing costs could be.

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Lake Barkley Realty